Personal Finance | India Journal

Being Prepared is Smart

BY NIKESH PARIKH

With today?s busy lifestyle, it takes a plan to get things done. Whether it?s as simple as a grocery list, or as complicated as planning a wedding, careful preparation can help you save time, money and countless headaches.

Surprisingly, though, most people don?t have a well-thought-out plan when it comes to protecting their loved ones if something bad were to happen like an unexpected illness or untimely death. Ask yourself, if you suddenly became ill, disabled, or died, would your family have the financial means to remain in your home? Could your children still graduate from college? Would your dependents be able to pursue their dreams and goals? Without a proper financial plan in place, the answer may be ?no.?

While no one can predict the future, you can still take the necessary steps to help prepare for the unexpected. When you purchase life insurance from a reputable company, the insurer provides you with a guaranteed* promise that your loved ones will be financially secure after you?re gone. You?ll feel better knowing your family is taken care of, and can focus on achieving their own life milestones, like getting married, purchasing a first home and having children.

A knowledgeable and experienced life insurance agent can work with you to help determine which type of coverage is best for your situation. Together, you can create a financial strategy so you?ll be prepared for whatever the future brings.

* Guarantees are based upon the claims-paying ability of New York Life Insurance Company.

This educational third party article is being provided as a courtesy by Ajay Parikh and Nikesh Parikh, CFP?, J.D., LUTCF, RHU. For additional information on topic(s) discussed please contact Ajay Parikh, Agent, CA Ins. Lic. #0672686, AR Ins. Lic. #90450 and Nikesh Parikh, CFP?, J.D., LUTCF, RHU, Agent, CA Ins. Lic. #0F79124, New York Life Insurance Company, at 562-403-7100.

Source: http://www.indiajournal.com/archives/34564

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