Friday, January 4, 2013

Healthy Recipes: Spicy Carrot and Coriander Soup - Food and Drink ...

Healthy Recipes: Spicy Carrot and Coriander Soup ? FemaleFirst.co.uk

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January 2, 2013. Posted 15 hours ago.Posted in: Healthy Recipes

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Source: http://www.foodanddrinktips.com/healthy-recipes-spicy-carrot-and-coriander-soup-femalefirst-co-uk/28052

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Wednesday, January 2, 2013

Tras seis meses, poco ha cambiado con la reforma laboral de Monti

ROMA (Reuters) - Reacondicionar las r?gidas leyes laborales de Italia se supon?a que iba ser la reforma clave de Mario Monti.

Ello requer?a negociaciones prolongadas y a menudo acaloradas con sindicatos, empleadores y partidos pol?ticos. Pero seis meses despu?s de su aprobaci?n las medidas parecen estar teniendo poco efecto en la contrataci?n, el despido o el mercado laboral en general.

La intenci?n del primer ministro tecn?crata era alentar la contrataci?n permanente en lugar de los trabajos temporales y facilitar los despidos a las empresas durante los malos momentos econ?micos. Los negocios y sindicatos de trabajadores dicen que no est? haciendo nada.

Monti, que dimiti? como primer ministro el mes pasado, esperaba impulsar una tasa de empleo cr?nicamente baja y poner fin a un mercado laboral "dual" compuesto de trabajadores mayores sobreprotegidos y millones de j?venes con trabajos temporales y sin derechos laborales.

Sin embargo, r?pidamente cont? con una fuerte oposici?n, liderada por el sindicato CGIL que encontr? apoyo en el Partido Democr?tico (PD) de centroizquierda en el que confiaba para su mayor?a y que ahora, seg?n los sondeos, ser? el probable ganador de las elecciones de febrero.

Los sindicatos, que en su mayor?a representan a los trabajadores mayores y m?s protegidos, celebraron una serie de huelgas y protestas para defender la actual protecci?n laboral. La ministra de Trabajo, Elsa Fornero, que redact? la propuesta de reforma, se convirti? en una figura odiada por millones de trabajadores.

Despu?s de suavizarse durante su paso por el Parlamento, la versi?n final del plan, aprobada en junio del a?o pasado, aliviaba ligeramente las restricciones al despido en las empresas grandes y medianas y hac?a m?s costosa la contrataci?n temporal.

Los sindicatos advirtieron de que esto podr?a llegar a la extensi?n del despido, mientras las empresas dec?an que desalentar?a nuevas contrataciones. Seis meses despu?s, los sindicalistas admiten que sus temores eran exagerados, pero los empleadores dicen que sus preocupaciones est?n siendo confirmadas.

"No hay pruebas de que las compa??as est?n despidiendo m?s con las nuevas leyes. Esto simplemente no est? pasando", dijo Pierangelo Albini, responsable de asuntos laborales en el grupo de empresarios Confindustria.

No hay datos disponibles sobre el n?mero de trabajadores que han sido despedidos con las nuevas leyes, pero incluso los sindicatos, que estudian la situaci?n de cerca, estiman que la cifra es insignificante.

Fueron r?pidos a la hora de denunciar casos aislados que implicaban a las empresas de telecomunicaciones Huawei y Vodafone, que atrajeron la atenci?n de los medios italianos, aunque cada una no implic? a m?s de un par de trabajadores.

"La reforma en realidad no cambia mucho en t?rminos de procedimientos de despido", dijo Michele Tamburini, abogado laboralista para un bufete estadounidense en Mil?n. "Potencialmente, podr?a facilitar el despido pero todo depende de c?mo lo interpretan los jueces y casi nadie quiere comprobar eso".

Tamburini dio que ?l y sus colegas en otras firmas legales no hab?an visto aumentar las impugnaciones por despidos, como algunos comentaristas hab?an esperado.

SIGUEN LOS PROBLEMAS

Monti, que dice que se presentar? a las elecciones del 24 y 25 de febrero, inicialmente defendi? la reforma como un buen compromiso pero ahora reconoce sus l?mites y culpa al sindicato izquierdista CGIL por bloquear m?s cambios radicales.

En una nueva plataforma pol?tica presentada antes de Navidad inst? a una "simplificaci?n dr?stica" de las leyes del mercado laboral para "superar el dualismo entre los trabajadores protegidos y desprotegidos". Esos eran exactamente los objetivos que su reforma quer?a conseguir.

"Las intenciones de Monti sobre la reforma laboral eran buenas pero las pol?ticas fueron todas equivocadas", dijo Riccardo Barbieri, de Mizuho International. "El PD no pod?a permitirle facilitar el despido en per?odo preelectoral y en medio de una recesi?n".

A pesar de las cr?ticas hacia algunas de sus reformas, a los inversores les encantar?a que el ex comisario europeo se quedara despu?s de las elecciones, idealmente a la cabeza de una mayor?a m?s consistente que le permitiera sacar adelante su nuevo programa.

Decenas de miles de trabajadores han perdido sus empleos desde que se aprob? la reforma laboral, mientras las compa??as cierran o se reducen, pero a?n se deshacen de sus empleados con las antiguas condiciones en lugar de arriesgarse a las dificultades intentando sacar provecho de la reforma.

"Ha habido muy poco recurso a las nuevas normas", dijo Giorgio Santini, jefe de asuntos laborales del sindicato comercial CISL, el segundo mayor de Italia.

Una raz?n podr?a ser que los procedimientos para el despido son m?s complicados que nunca porque los cambios han elevado el poder facultativo de los tribunales.

La reforma hac?a posible para las empresas privadas con m?s de 15 empleados despedir a trabajadores individuales por razones empresariales, como una ca?da en la demanda, sin tener necesariamente que readmitirlos si un juez fallaba que el despido era injustificado.

En las empresas m?s peque?as, donde la protecci?n laboral era mucho m?s d?bil, no ha cambiado nada con la reforma. El sector p?blico, donde la protecci?n es la m?s fuerte de todas, tampoco se ha visto afectado.

Los tribunales ahora pueden ordenar a las empresas que ofrezcan compensaciones financieras a los despedidos de forma improcedente en lugar de devolverles su puesto. Sin embargo, si el despido improcedente es por discriminaci?n o razones disciplinarias, la readmisi?n todav?a es obligatoria.

Los jueces ahora tienen que decidir no s?lo si un despido es procedente sino si es debido a razones empresariales, disciplinarias o discriminaci?n.

Santini, del sindicato CISL, dijo que un aspecto positivo de las nuevas leyes es que obligan a las empresas a coordinarse m?s con los sindicatos antes de intentar alg?n despido, lo que supone que despedir plantilla en realidad no se ha facilitado en absoluto.

Pero si el despido no se ha facilitado, la contrataci?n se ha vuelto m?s dif?cil, seg?n CISL y Confindustria.

Monti trat? de impulsar el papel de los aprendices, tomando Alemania como modelo, para reemplazar los contratos temporales o "precarios" que son considerados la cara inaceptable del mercado laboral dual.

Pero estos contratos de aprendizaje no han conseguido despegar debido a la burocracia y a la norma constitucional de que los gobiernos regionales deben ser en parte responsables de organizar los cursos de aprendizaje.

El presidente del Banco Central Europeo, Mario Draghi, dijo en noviembre que segu?a siendo fundamental que Italia reformara su mercado laboral para hacerlo menos r?gido. Sin embargo es poco probable que sindicatos o partidos de izquierdas consideren volver pronto sobre el asunto.

/Por Gavin Jones/

Source: http://news.yahoo.com/tras-seis-meses-poco-cambiado-con-la-reforma-124656750--finance.html

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Understand the Acoustic Reflex Hearing Test - romenagimer's

A hearing test can provide a great deal of information to your doctor about the overall condition of your ear. Though many people don?t realize it, the ears are prone to damage over time. Even if you?ve never worked in a noisy environment or been exposed to loud sounds on a regular basis, it is quite common to develop some limitations of the ability to hear just from aging. Yet, there is help available. It is a good idea for individuals to have a thorough screening of their ability to hear by the time they are 60 years old, and often before that. It provides important information to you about the overall condition of your inner ear.

The Acoustic Reflex Testing

One of the types of screenings your doctor will recommend is an acoustic reflex hearing test. This type of screening is an important step in determining what type of loss you may have. Generally, this method is able to pinpoint the area of the problem. Every person?s reflex to acoustic sounds is different, but everyone has one. When the tiny muscle that is located in the area of the middle ear contracts, or flexes, it is an indication that the ear is picking up a loud sound. Your doctor needs to know what loudness level is necessary for your acoustic reflex to occur.

Why Is This Important?

There are many reasons to conduct such a test. However, it is often done as a way to simply understand what you can hear and what you cannot. For example, in a healthy ear, the flex of this muscle will happen at a much sooner timeframe than it will for someone who has significant damage to the eardrum. As a result, you may not react to some types of loud sounds until the sound is much louder than what is considered a healthy level. That pinpoints the damage in the eardrum for the doctor.

What Happens Next?

After having this hearing test, your doctor will be able to tell you if it is possible to see improvement in your ability to hear by using an assisted hearing device. Many people will benefit from these devices that fit inside the ear canal. The device works to make sounds louder for you so that you can hear them better.

Take into consideration what symptoms you have today. If you think that you may have any type of loss in the ability to hear, discuss the condition with your doctor. Have a hearing test like this one to pinpoint any circumstances in which you could be at risk for developing a complication.

Know what to expect when you go in for a Santa Barbara, CA, hearing test? The acoustic reflex test is just one of the types of screening you will receive when you visit your doctor. Find out more by visiting: http://www.miracle-ear-santabarbara.com.

Source: http://www.articlesrx.com/understand-the-acoustic-reflex-hearing-test/10058

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Insurance | Travel Insurance in South Korea to 2016: Market Databook

Aarkstore.com announces, a new market research report is available in its vast collection:

Travel Insurance in South Korea to 2016: Market Databook

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Synopsis

Timetric?s 'Travel Insurance in South Korea to 2016: Market Databook' contains detailed historic and forecast data covering travel insurance in the persol accident and health insurance industry in South Korea. This databook provides data on gross written premiums, earned premiums, number of active policies, number of schemes offered, penetration, gross claims, paid claims, change in outstanding reserves, incurred loss and loss ratio.

Summary

This report is the result of Timetric?s extensive market research covering the persol accident and health insurance industry in South Korea. It contains detailed historic and forecast data for travel insurance in South Korea. 'Travel Insurance in South Korea to 2016: Market Databook' provides detailed insight into the operating environment of the persol accident and health insurance industry in South Korea. It is an essential tool for companies active across the South Korean travel insurance value chain and for new players considering to enter the market.

Scope

? Historic and forecast data for travel insurance in the persol accident and health insurance industry in South Korea for the period 2007 through to 2016

? Historic and forecast data on gross written premiums, earned premiums, number of active policies, number of schemes offered, penetration, gross claims, paid claims, change in outstanding reserves, incurred loss and loss ratio for the period 2007 through to 2016

Reasons To Buy

? This report provides you with valuable data for the persol accident and health insurance industry covering travel insurance in South Korea

? This report provides you with a breakdown of market data including data on gross written premiums, earned premiums, number of active policies, number of schemes offered, penetration, gross claims, paid claims, change in outstanding reserves, incurred loss and loss ratio

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Airlines in South Korea to 2016: Market Databook

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Hotels in South Korea to 2016: Market Databook

Travel Intermediaries in South Korea to 2016: Market Databook

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Aggregates in South Korea to 2016: Market Databook

Concrete and Cement in South Korea to 2016: Market Databook

Construction Material Products in South Korea to 2016: Market Databook

Plaster and Lime Products in South Korea to 2016: Market Databook

Prefabricated Buildings in South Korea to 2016: Market Databook

Roofing Products in South Korea to 2016: Market Databook

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Life Insurance Claims and Expenses in South Korea to 2016: Market Databook

Life Insurance Investments in South Korea to 2016: Market Databook

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Source: http://www.briefingwire.com/pr/insurance-travel-insurance-in-south-korea-to-2016-market-databook

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Tuesday, January 1, 2013

Bad Credit - You Can Still Apply For Loan With Higher ... - Eric Finance

Bad Credit - You Can Still Apply For Loan With Higher Interest RatesGetting a personal loan can be a sheer nightmare, especially when you are struggling with bad credit score. It is quite natural that financial institutions don?t want to risk their business by lending funds to people who have monetary difficulties. Due to recession and economic instability, not many people are to maintain a good credit score.

Applying for a loan from a financial institution can be hectic and time consuming, especially when you need assistance. You need to fill in the application form and patiently wait till your loan gets approved. The credit score needs to blemish-free, or else you might face difficulty in getting the loan sanctioned.

Today, you can easily get a loan approved even if your credit score is no good. There are private bank institutions that might approve your loan, but charge you higher rate of interest. A bad credit score also will impact your collateral loan application. There are quite a few companies that will grant the funds, provided you agree to pay a higher rate.

File A Dispute To Enhance Your Credit Score

It is recommended to scrutinize your credit records on a regular basis, as you can then highlight any unusual recording. In case you come across anything that is wrongly recorded then you can dispute them on time. It is recommended that you report them within 30 days, so that credit bureau can change. If recorded then the details remain on your account for a period of 7 years.

Chances are that, if the arrears are old and registered as negative on the record, the company might not accept the rectified report. Even if they accept it, then it will take days for your loan to be approved. A credit score helps you to get a loan at a lower rate of interest. Such a thing will take off any negative remarks from your report, thus increasing the credit score. Remember that the dispute must not be frivolous or else the credit bureau might ignore it.

How Enhanced Credit Score Helps Get Personal Loan

Banks approve your loan based on your assets, income, job, and of course credit bureau. If everything is fine, then you will surely have no issues get the loan amount approved. You can easily get a copy of your credit report from one of the reputed credit bureaus. As soon as you note any wrong information, then file for a discrepancy.
When some of the items from your credit report get deleted then it automatically upgrades your credit scores. With the new point you can easily apply for a loan and also get them sanctioned. Don?t delay in filing any dispute, or else it will create a problem.

Other Alternatives ? Payday Loans And Collateral

Sometimes with your credit score you might not be able to apply for a loan from a recognized financial institution. If this is the case, then don?t worry there are many ways of getting the loan amount. There are many institutions that will grant you loan, even if your credit score is bad.

Such loans are approved instantly, provided you agree to pay them when you receive the next pay check. The rate of interest is quite high and it is processed within few hours. Collateral loan is another option for getting fast loan with better interest rates.

Online Financial Organizations

There are many other financial organizations that offer financial assistance to people who have bad credit score. Generally, the applicant has to provide information on employment or income, and active bank account details on application. The borrower must be above 18 years with a job. The loan amount is approved based on their pay so that they can easily pay off the loan. On approval, the lent amount will be transferred into your account through electronic transfer.

Stephen is a financial advisor. He had helping his clients make smart investment moves to generate wealth. He written informative articles related to reliable personal loans California.

Source: http://www.ericfinance.com/bad-credit-apply-loan/

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Disney Movies Being Released In 2013 : Mom Knows It All. ? PR ...

Calling all Disney movie lovers! Here?s the current 2013 release schedule from Walt Disney Pictures. It?s lead by the movie I am looking forward to seeing the most, OZ THE GREAT AND POWERFUL!

Oz The Great And Powerful Poster

March 8: OZ THE GREAT AND POWERFUL

When small-time magician Oscar Diggs (James Franco) pulls one flimflam too many, he finds himself hurled into the fantastical Land of Oz where he must somehow transform himself into the great and powerful Wizard?and just maybe into a better man as well.

Iron Man 3 poster

May 3: IRON MAN 3 (Marvel Studios)

Marvel?s ?Iron Man 3? pits brash-but-brilliant industrialist Tony Stark/Iron Man against an enemy whose reach knows no bounds. When Stark finds his personal world destroyed at his enemy?s hands, he embarks on a harrowing quest to find those responsible. This journey, at every turn, will test his mettle. With his back against the wall, Stark is left to survive by his own devices, relying on his ingenuity and instincts to protect those closest to him. As he fights his way back, Stark discovers the answer to the question that has secretly haunted him: does the man make the suit or does the suit make the man?

Monsters U poster

June 21: MONSTERS UNIVERSITY (Disney/Pixar)

Mike Wazowski and James P. Sullivan are an inseparable pair, but that wasn?t always the case. From the moment these two mismatched monsters met they couldn?t stand each other. ?Monsters University? unlocks the door to how Mike and Sulley overcame their differences and became the best of friends.

The Lone Ranger poster

July 3: THE LONE RANGER

From producer Jerry Bruckheimer and director Gore Verbinski, the filmmaking team behind the blockbuster ?Pirates of the Caribbean? franchise, comes Disney/Jerry Bruckheimer Films? ?The Lone Ranger,? a thrilling adventure infused with action and humor, in which the famed masked hero is brought to life through new eyes. Native American spirit warrior Tonto (Johnny Depp) recounts the untold tales that transformed John Reid (Armie Hammer), a man of the law, into a legend of justice?taking the audience on a runaway train of epic surprises and humorous friction as the two unlikely heroes must learn to work together and fight against greed and corruption.

The Little Mermaid 3D

September 13: THE LITTLE MERMAID 3D (Walt Disney Animation Studios)

Swimming into the hearts of a new generation?beautifully restored and this time in 3D?Oscar?-winning film ?The Little Mermaid? features the beloved Ariel (voice of Jodi Benson), a fun-loving and mischievous mermaid, who strikes a bargain with the devious seawitch Ursula (voice of Pat Carroll), trading her fins and beautiful voice for legs in hopes of winning the love of a prince.

October 4: DELIVERY MAN (DreamWorks Pictures)

Thor The Dark World

November 8: THOR: THE DARK WORLD (Marvel Studios)

Marvel?s ?Thor: The Dark World? continues the big-screen adventures of Thor, the Mighty Avenger, as he battles to save Earth and all the Nine Realms from a shadowy enemy that predates the universe itself. In the aftermath of Marvel?s ?Thor? and ?Marvel?s The Avengers,? Thor fights to restore order across the cosmos?but an ancient race led by the vengeful Malekith returns to plunge the universe back into darkness. Faced with an enemy that even Odin and Asgard cannot withstand, Thor must embark on his most perilous and personal journey yet, one that will reunite him with Jane Foster and force him to sacrifice everything to save us all.

Frozen

November 27: FROZEN (Walt Disney Animation Studios)

In ?Frozen,? Anna (voice of Kristen Bell), a fearless optimist, teams up with extreme mountain man Kristoff and his sidekick reindeer Sven in an epic journey, encountering mystical trolls, a funny snowman named Olaf, Everest-like extremes and magic at every turn in a race to find Anna?s sister Elsa (voice of Idina Menzel), the Snow Queen, and save their kingdom from eternal winter.

December 20: SAVING MR. BANKS

Two-time Academy Award??winner Emma Thompson and fellow double Oscar?-winner Tom Hanks topline Disney?s ?Saving Mr. Banks,? inspired by the extraordinary, untold backstory of how Disney?s classic ?Mary Poppins? made it to the screen.

When Walt Disney?s daughters begged him to make a movie of their favorite book, P.L. Travers? ?Mary Poppins,? he made them a promise?one that he didn?t realize would take 20 years to keep. In his quest to obtain the rights, Walt comes up against a curmudgeonly, uncompromising writer who has absolutely no intention of letting her beloved magical nanny get mauled by the Hollywood machine. But, as the books stop selling and money grows short, Travers reluctantly agrees to go to Los Angeles to hear Disney?s plans for the adaptation.

For those two short weeks in 1961, Walt Disney pulls out all the stops. Armed with imaginative storyboards and chirpy songs from the talented Sherman brothers, Walt launches an all-out onslaught on P.L. Travers, but the prickly author doesn?t budge. He soon begins to watch helplessly as Travers becomes increasingly immovable and the rights begin to move further away from his grasp.

It is only when he reaches into his own childhood that Walt discovers the truth about the ghosts that haunt her, and together they set Mary Poppins free to ultimately make one of the most endearing films in cinematic history.

Source: http://www.valmg.com/index.php/2012/disney-movies-being-released-in-2013/

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The Gadgeteer?s top 25 reviews of 2012

We’ve come to the end of another year which means it’s time to take a look back at the top 25 most read reviews here on The Gadgeteer. There are a few surprises including the number one most read review. Note: Images can be clicked to view a larger size. 25. Griffin iFM Radio Receiver [...]

Source: http://the-gadgeteer.com/2012/12/31/the-gadgeteers-top-25-reviews-of-2012/

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